Your Choice Overview
| DENTAL HMO | DENTAL PPO |
|---|---|
See a network dentist or pay the full cost of care. Select your dentist in UKG at the time you enroll. Any changes during the year should be made through Aetna and may take up to 30 days to process before coverage with your new dentist takes effect. When enrolling, please confirm Dental HMO network availability in your area before selecting this plan. |
See any dentist you choose but see greater benefits when you stay in network |
Preventive and diagnostic procedures covered at 100% |
|
Orthodontia coverage included but varies by plan |
|
Dental Plans at a Glance
| In-Network Dental Coverage Details | |||||||
|---|---|---|---|---|---|---|---|
Per Pay Period Cost |
Diagnostic & Preventive |
Annual Deductible |
Annual Maximum Benefit |
Basic Restorative |
Major Restorative |
Orthodontia |
|
| Dental HMO* |
|
100% covered, no deductible |
|
None |
Copays vary based on services needed |
||
| Dental PPO |
|
100% covered, no deductible |
|
$1,500 |
You pay 20% after deductible |
You pay 50% after deductible |
50% coinsurance, $1,500 per member lifetime maximum |
*This plan only covers services within its network of providers. If you choose to go out of network, you will pay the full cost of care. When enrolling, please confirm Dental HMO network availability in your area before selecting this plan.
Your Choice Overview
See a network dentist or pay the full cost of care. Select your dentist in UKG at the time you enroll. Any changes during the year should be made through Aetna and may take up to 30 days to process before coverage with your new dentist takes effect. When enrolling, please confirm Dental HMO network availability in your area before selecting this plan. |
Preventive and diagnostic procedures covered at 100% |
Orthodontia coverage included but varies by plan |
See any dentist you choose but see greater benefits when you stay in network |
Preventive and diagnostic procedures covered at 100% |
Orthodontia coverage included but varies by plan |
Dental Plans at a Glance
Select the tab for each plan to review the details.
| In-Network Dental Coverage Details | |
Per Pay Period Cost |
|
Diagnostic & Preventive |
100% covered, no deductible |
Annual Deductible |
|
Annual Maximum Benefit |
None |
Basic Restorative |
Copays vary based on services needed |
Major Restorative |
Copays vary based on services needed |
Orthodontia |
Copays vary based on services needed |
| In-Network Dental Coverage Details | |
Per Pay Period Cost |
|
Diagnostic & Preventive |
100% covered, no deductible |
Annual Deductible |
|
Annual Maximum Benefit |
$1,500 |
Basic Restorative |
You pay 20% after deductible |
Major Restorative |
You pay 50% after deductible |
Orthodontia |
50% coinsurance, $1,500 per member lifetime maximum |
*This plan only covers services within its network of providers. If you choose to go out of network, you will pay the full cost of care. When enrolling, please confirm Dental HMO network availability in your area before selecting this plan.
How to Get the Most from Your Dental Benefits
Choose in-network providers
Call an Aetna One Advocate at (877) 700-0069 or search online for an Aetna dentist (select Find a doctor) and choose your dental plan.
- Enrolled in Dental HMO?
- This plan does not cover out-of-network care, so you must use in-network providers.
- During enrollment, you must select a primary care dentist in UKG.
- Any changes to your primary care dentist during the year should be made through Aetna and may take up to 30 days to process before coverage with your new dentist takes effect.
- Enrolled in Dental PPO?
While this plan does cover out-of-network care, your benefits are greater—and cost for services is lower—when you use in-network providers.
Estimate costs—avoid surprises
Use Aetna’s dental cost estimator tool to get real-time cost estimates before you see a dentist. Compare visit, test, and procedure costs under “Find Care & Pricing” on the Aetna website.
You pay less when you use network dentists. It’s the only way to get coverage in the Dental HMO, and it’s a better deal to use network dentists in the Dental PPO.
Before choosing a plan, know whether a network dentist is available in your area.