managing your accounts

Your retirement savings options: DCP, RSP, and TSP.

These plans offer a wide array of investment options, thoughtfully designed to accommodate your unique goals and strategy. You choose how your account is invested among the options and you can change your investment elections at any time.

How to Get the Most from Your Savings Accounts

The earlier you start, the better

Putting away even a small amount from each paycheck can make a huge difference down the road. Go to artic.voya.com to get started.

Diversify

You have three ways to diversify your investments:

  1. Make a Single Decision.
    If you’re looking to make an investment decision but don’t want to spend a lot of time weighing or revisiting that choice, consider a fund from the Vanguard Target Retirement suite. The suite consists of a family of funds that are diversified among stock and bond investments. You simply choose the fund that closely aligns with the year you expect to retire. Each fund will seek to achieve growth, income, and conservation of capital objectives to varying degrees, depending on the proximity to its target date.
  2. Build Your Own Portfolio.
    If you’re comfortable making investment decisions, you can build your own portfolio by choosing among the plan’s core funds.
  3. Managed Accounts.
    With the Professional Management fee-based service, you’ll get personalized advice and guidance from Voya’s Investment Advisor Representatives who will manage your account and put those recommendations into action for you.

Designate your beneficiary

Make preparations so that in the event of your death, your assets are distributed to the individual(s) of your choice.

Stay on track

Whether you’re online or on the go, myOrangeMoney® will help you stay on track to meet your retirement savings goals. See how your current savings can translate into estimated monthly retirement income and what actions you can take today to fill any savings gaps.

Manage everything with one online dashboard

Voya’s web-based tool lets you to organize, integrate, and manage all your financial information in one place. You can set goals, create budgets, track spending, and review investments so you can view your complete financial picture any time.

Manage on the go

Use the Voya Retire app to view your account balance, conduct transactions, and more. Find it by searching “Voya Retire” in your favorite app store.

Learn More

HR Benefits 

Voya

Tax-Deferred Savings Program (TSP)

If you’re not eligible to participate in the DCP or RSP, you can contribute to the TSP. Eligible employees include Fellows, Lecturers, Full-Time Visiting Artists, and Part-Time Staff employees or new hires who are not yet eligible for the DCP plan. Plan features are similar to the RSP.

What if I don’t make an investment election?

Your account will automatically be invested in the Vanguard Target Retirement Fund with the target year that is closest to the year you will turn 65.