life & ad&d insurance
You’re protected.
The Art Institute automatically provides Life and AD&D Insurance in case something happens to you. You have the opportunity to purchase additional coverage for yourself and your eligible dependents.
Core Employee Life Insurance
The plan provides coverage of one times your annual base salary, up to $750,000.
Additional Life Insurance
- For You—If eligible, you can purchase life insurance coverage beyond what the Art Institute provides. Coverage amounts range from one to five times your annual base salary.
- For Your Dependents—You may also purchase life insurance for your dependents. You have two options:
| Dependent | Option 1 | Option 2 |
|---|---|---|
| Spouse/domestic partner | $2,000 | $10,000 |
| Child(ren) up to age 19 (23 if full-time student) | $1,000 | $2,000 |
AD&D
In the event of an accidental loss, the plan pays a percentage of your Core Life Insurance benefit (plus Additional Life Insurance, if elected) based on the type of loss.
