Flexible Spending Accounts (FSAs)

Tax-advantaged accounts for health care and dependent care expenses.

Your contributions are deducted from your paycheck before taxes are taken out.

Learn More

Voya

ALEX

IRS Website

Your Account Options

	TRADITIONAL HEALTH CARE FSA If enrolled in the Blue Choice or Blue PPO plan	LIMITED PURPOSE HEALTH CARE FSA If enrolled in the Blue PPO + HSA plan	DEPENDENT CARE FSA
Pay for ... eligible expenses	Medical, dental, and vision expenses View a list of eligible expenses	Dental and vision expenses only (you can use your HSA for medical expenses) After your deductible, you can use your FSA for medical expenses, too View a list of eligible expenses	Eligible expenses like child care, after school programs, and/or elder care View a list of eligible expenses
Contribute up to ...	$3,200 each year	$2,500 or $5,000 depending on your tax filing status

TRADITIONAL HEALTH CARE FSA
If enrolled in the Blue Choice or Blue PPO plan

LIMITED PURPOSE HEALTH CARE FSA
If enrolled in the Blue PPO + HSA plan

DEPENDENT CARE FSA

Pay for ...

eligible expenses

Medical, dental, and vision expenses

View a list of eligible expenses

Dental and vision expenses only (you can use your HSA for medical expenses)

After your deductible, you can use your FSA for medical expenses, too

View a list of eligible expenses

Eligible expenses like child care, after school programs, and/or elder care

View a list of eligible expenses

Contribute up to ...

$3,200 each year

$2,500 or $5,000 depending on your tax filing status

Pay for ... eligible expenses	Medical, dental, and vision expenses
Contribute up to ...	$3,200 each year

Pay for ...

eligible expenses

Dental and vision expenses only (you can use your HSA for medical expenses)

After your deductible, you can use your FSA for medical expenses, too

Contribute up to ...

$3,050 each year

Pay for ... eligible expenses	Eligible expenses like child care, after school programs, and/or elder care
Contribute up to ...	$2,500 or $5,000 depending on your tax filing status

How to Get the Most from Your FSAs

Budget carefully

You can only roll over up to $640 of unused Health Care FSA dollars and zero Dependent Care FSA dollars from one year to the next.

Carefully plan how much you want to contribute in fiscal year 2025 (July 1, 2024 – June 30, 2025) so you don’t forfeit unused funds.

Pay with your debit card

Pay eligible expenses with your FSA debit card. If you enroll in Blue PPO + HSA, you’ll use the same debit card for your HSA.

Pay yourself back

If your provider doesn’t accept debit cards, you can pay using a different method and then reimburse yourself. File a claim online or by using the Voya mobile app.

Always keep your receipts!

It’s good to have them just in case you need to show proof your expense was eligible.

Learn More

Voya

ALEX

IRS Website

Check balance information and view transaction details
Request HSA distributions and make HSA contributions
Submit FSA claims
Email customer service with questions